 Sarah and Michael were happily married with 2 children. They had worked hard and were now financially comfortable. Michael’s father, Sid, had died recently. Sid had remarried a few years previously. Michael received virtually no inheritance as it all passed to his new step mother. Michael was determined to ensure their children received at least part of the family wealth should something happen to one of them. They both felt the same. It wasn’t that they didn’t love each other or trust each other. They did – absolutely. They just wanted some certainty of outcome for their children.
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